Consumer Credit Resources

Resources To Help You With Your Credit Counseling Needs
When you’re sorting through options like debt consolidation loans, bankruptcy or straight repayment, you need educational resources to help your made sound decisions. At Consumer Credit of America, our counselors are always standing by to assist. We do, however, want to make sure you have access to other resources that may be of value to you. That’s why we’ve put together this page.

On this page, you will find direct links to other outlets for assistance with debt problems. From bankruptcy information to government websites, the places you can turn for assistance with financial concerns are many. We invite you to use these links, but keep in mind that Consumer Credit of America assumes no liability for financial or other decisions made on the basis of information on this site or links from this site. To discuss your specific credit counseling needs, contact one of our agents directly.

Consumer Credit of America has been in existence since 1987. Since our inception, we have worked hard to build a reputation for quality service. We make it our business to provide sound solutions to our clients’ debt problems. Unlike other consumer credit counseling service agencies out there, we are nonprofit and we exist solely to serve clients with the best possible solutions.

To make sure our clients get the expert advice, tailored to their unique circumstances, we provide:

A complete evaluation – Before we can offer credit counseling advice, our certified financial professionals have to know the unique circumstances a client faces. This means going over all bills, income and other obligations. We take a great deal of time evaluating each client’s case and their personal goals to make sure the right options for the circumstances are presented.

A budget – We work with clients directly to formulate a budget within which they can live. This serves as a financial framework for helping clients meet their living expenses while paying off their debts and even saving for a brighter financial future. We believe that sound consumer credit counseling begins with budgeting to assure that needs are met during debt repayment and after.

Real solutions – While credit card consolidation and repayment programs aren’t for everyone, we work with clients to explore real solutions to their problems. If a repayment program makes the most sense, we work on our clients’ behalf to contact creditors, reduce or eliminate interest and fees and more. It is our goal to help clients repay their obligations as honorably as possible while assuring that living expenses and other financial needs are taken into account. We do not offer debt consolidation loans or other high-priced vehicles. We simply provide repayment solutions and provide sound advice on other alternatives for meeting financial obligations.

If you’re facing a financial crisis, you need resources you can rely on to assist. At Consumer Credit of America, our certified financial professionals are available to help. To obtain a free, no obligation credit counseling consultation, just contact us today. Our staff can be reached directly at 800-955-5765. We also invite you to explore the other resources that may be available to you.

 

Bankruptcy Information
Mike Mallaney Attorney at Law
	5015 Grand Ridge Drive Suite 100 West Des Moines, IA 50265 (515) 223-4567 Answering your questions about bankruptcy law in Iowa.
Miller Law Firm P.C.
	John Miller 974 73rd St. Suite 15 Des Moines, IA 50312 (515)225-3333 Answering your questions about bankruptcy law in Iowa.
Kerri Keyte Attorney at Law
	701 East Court Ave. Suite A Des Moines, IA 50309 (515)669-8683 Answering your questions about bankruptcy law in Iowa.
J. Mathew Anderson Attorney at Law
	11-4th Street NE Mason City, IA 50401 641-423-5154 Fax 641-423-5310 Answering your questions about bankruptcy law in Iowa.
Murray, Jankins & Noble Law Firm
	Answering your questions about bankruptcy law in Iowa.
Mathias Law
	Iowa Bankruptcy Office 4800 Mills Civic Parkway, Suite 205 West Des Moines, Iowa 50265 (515) 261-7526 Answering your questions about bankruptcy law in Iowa.
Credit Bureaus
Equifax
	To order your report, call: 800-685-1111 or write: P.O. Box 740241, Atlanta, GA 30374-0241 To report fraud, call: 800-525-6285/ TDD: 800-255-0056 and write: P.O. Box 740241, Atlanta, GA 30374-0241
Experian
	To order your report, call: 888-EXPERIAN (397-3742) or write: P.O. Box 2104, Allen, TX 75013 To report fraud, call: 888-EXPERIAN (397-3742)/ TDD: 800-972-0322 and write: P.O. Box 9532, Allen, TX 75013
TransUnion
	To order your report, call: 800-916-8800 or write: P.O. Box 1000, Chester, PA 19022 To report fraud, call: 800-680-7289/ TDD: 877-553-7803 and write: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834
Myfico.com Credit Report
	"See how lenders see you". Check out your credit score.
Education
Professional Educators of Iowa
	An independent non-partisan association focusing on issues related to education only.
Financial Educational Websites
Smart Discipline
	Smart Discipline for parents seminars.
Personal Money Management
	Budget help and information on how to get the most out of your money.
JumpStart Coalition
	First convened in December 1995, the JumpStart Coalition for Personal Financial Literacy determined that the average student who graduates from high school lacks basic skills in the management of personal financial affairs. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing.
Financial Services
	Live Financial Advisors specializing in CPA, CFP, wealth management, 401k, financial planning and mutual funds.
Aboutchecking.com
	An educational website that contains all you need to know about managing a checking account. Don't miss the interactive training demos, called Checkbook Basics, that teach important skills, including how to fill out checks, registers, and how to balance your account. Now learning the basics of managing a checkbook is easy, interactive and fun!!
Learn to Save.com
	A fun way for kids & parents learn all about money.
Institute of Consumer Financial Education
	The ICFE offers Financial information and education, credit education courses, debt management education, bankruptcy education, savings and investment information, credit counseling information and financial planning education for all age groups. Special sections devoted to mending spending, fixing credit file mistakes, preventing identity theft and teaching children about money.
Financial Services
Citizens Community Credit Union
	Citizens Community Credit Union is a democratically owned and controlled financial institution based on 'people helping people' principles.
Government Websites
FTC Consumer Protection Issues
	Federal Trade Commission Website. The Consumer Protection - Credit section offers a variety of articles advising the consumer on a range of topics from ways to protect yourself from fraud and identity theft, to tips on how to shop for loans or credit cards.
U.S. Department of Housing and Urban Development (HUD)
Identity Theft
Securities and Exchange Commission
	The primary mission of the U.S. Securities and Exchange Commission (SEC) is to protect investors and maintain the integrity of the securities markets. As more and more first-time investors turn to the markets to help secure their futures, pay for homes, and send children to college, these goals are more compelling than ever.
The U.S. Consumer Gateway
	Consumer information supplied by the U.S. Federal Government
The Consumer Information Center
	Consumer information provided by the Federal Consumer Information Center of the U.S. General Services Administration.
Social Security Administration
Internal Revenue Service
Better Business Bureau
	Access information on Consumer Guidance, News and Alerts and more.
Legal
Iowa Workers Compensation Law
	Law firm practicing primarily in workers compensation.
Real Estate
Solutions Iowa
	Iowa's most valuable resource for real estate investors, sellers, and buyers!
Student Loan Information
Iowa Student Loan
Iowa College Student Aid Commission